A lot of workers are concerned that when they make a claim for workers' compensation or Common Law Damages for a work injury, their employer will have to pay for their claim. This is actually not the case. Workcover Queenslandi is the insurer for employers in work injury claims in Queensland. As such, it is actually Workcover Queensland who handles these claims and meets any payments to be made in response to them.
There are however some very limited cases in Queensland where an employer is what we call a "self-insurer". This is where an employer has established its own workers' compensation scheme and meets any payments to injured workers they are obligated to pay under the Workers' Compensation & Rehabilitation Act 2003, itself. These self insurers have the same obligations in respect to workers' compensation claims and Common Law Damages claims for work injury as Workcover Queensland.
There are only a handful of self-insurers in Queensland and they are restricted to the larger corporations operating in Queensland (eg. Woolworths, The Toll Group, Arnotts etc). To find out more about workers' compensation self-insurers in Queensland, click on this link to our "News and Publications" page: QComp:self-insurers and go to the link to our Glossary: Self-insurers.